(addition to the full news item)
Household loans in Sweden increased year-on-year in August.
Year-on-year, household loans increased 3.3 percent (+3.2 revised from +3.3).
Housing loans, which account for 83 percent of households’ total loans, had a growth rate of 3.5 percent.
Consumer loans, which accounted for 6 percent of households’ loans in August, had a growth rate of 1.4 percent.
Lending to non-financial companies had a growth rate of 3.9 percent, compared with 2.7 percent in the same month a year earlier.
The average variable interest rate for housing loans decreased to 2.73 percent in August, compared with 2.74 percent in July. The average mortgage interest rate on loans with fixed-rate periods of more than 1 year up to and including 5 years increased to 3.18 percent in August from 3.15 percent in July.
– We see that fixed mortgage rates for new agreements rose in August. For fixed-rate periods between 1 and 5 years, this is the first time since April 2026 that mortgage rates have increased, says Andrea Schöldtz, economist at Statistics Sweden.
Sweden, %August, 2026July, 2026RevisedHousehold loans, YY3.33.33.2
